Case study
Fintech ·
Licensing a co-lending stack across four NBFC partners
A consumer lending platform needed a structure regulators could read in one pass. We rebuilt the flow of funds and the paper around it.
New-age law for new-age business
Counsel that moves at the speed of your market.
Clarié Law is a technology and regulation-first firm. We advise founders, funds and platforms on the deals, licences and disputes that decide whether an idea becomes an industry.
Clarié comes from clarity — the one thing clients tell us is missing when they ask a law firm a hard question. It is our name because it is the deliverable.
- 240+
- Mandates closed
- 18
- Partners
- 9
- Sectors served
- 96%
- Client retention
01 — Practice areas
Twelve practices, one commercial instinct.
Regulatory depth, transactional speed and litigation muscle under one roof — so advice arrives as a decision, not a memo.
01
Corporate / M&A
Buy-side and sell-side execution for founders, strategics and funds — structuring, diligence, definitive documents, closing.
Deals · Structuring
02
Private Equity & VC
Seed to growth rounds, secondaries and fund formation. Term sheets that survive the next round.
Funds · Rounds
03
Data Protection & Privacy
DPDP readiness, cross-border transfers, consent architecture and breach response for data-heavy products.
DPDP · GDPR
04
Fintech & Payments Regulation
Licensing, RBI engagement, lending stacks, PA/PG and card programmes — from sandbox to scale.
RBI · Licensing
05
Competition / Antitrust
Merger control filings, platform conduct reviews and dawn-raid preparedness in digital markets.
CCI · Merger control
06
IP & Technology
Portfolio strategy, tech transactions, open-source hygiene, model and dataset licensing.
IP · Contracts
07
Employment
ESOPs, senior exits, workplace investigations and gig-workforce classification.
People · ESOP
08
Tax
Deal tax, holding structures, GST on digital supply and transfer pricing for cross-border teams.
Direct · Indirect
09
Dispute Resolution
Commercial arbitration, shareholder disputes and writ strategy where regulation is the real battleground.
Arbitration · Courts
10
White Collar & Investigations
Internal enquiries, ED and SFIO representation, whistleblower frameworks and remediation.
Enquiries · Defence
11
ESG & Compliance
BRSR reporting, supply-chain due diligence and board-level compliance programmes.
BRSR · Governance
12
Public Policy
Consultation responses, regulator engagement and coalition building on rules still being drafted.
Policy · Advocacy
02 — Sectors
We learn the industry before we draft the clause.
Ten sectors where regulation is still being written. Our teams sit close enough to the product to know what a licence condition costs on the roadmap.
01
Fintech
Lending, neobanking, payments and wealth — where the licence is the product.
02
SaaS / Enterprise Tech
Enterprise contracting, data residency and cross-border expansion for B2B platforms.
03
Healthtech
Telemedicine, diagnostics and health data under an evolving consent regime.
04
E-commerce & D2C
Marketplace liability, seller frameworks, dark-pattern and advertising compliance.
05
Gaming & Esports
Skill-versus-chance opinions, state licensing, GST exposure and platform integrity.
06
Media & Entertainment
Content licensing, talent deals, IT Rules compliance and takedown strategy.
07
Mobility & Logistics
Fleet structures, driver classification, EV incentives and last-mile regulation.
08
Climate & Energy
Open access, carbon credits, PPAs and green-finance instruments.
09
Real Estate
RERA, land diligence, REIT structuring and large campus development.
10
Manufacturing
PLI schemes, JV and technology transfer, supply-chain and product-liability risk.
03 — Insights & case studies
What we worked on, and what we learned.
- Insight
Data Protection ·
DPDP compliance is a product decision before it is a legal one
Consent notices are the visible part. The costly part is what your architecture assumes about data you already hold.
- Case study
SaaS / Enterprise Tech ·
Merger clearance for two overlapping enterprise platforms
Two vertical SaaS players with adjacent customer bases. The theory of harm was obvious — so we addressed it in the filing rather than the hearing.
- Insight
Gaming & Esports ·
Skill, chance and the tax question underneath both
The classification debate has moved from constitutional argument to fiscal exposure. Product design is now the primary defence.
- Case study
Mobility & Logistics ·
Structuring a 12,000-vehicle EV fleet across nine states
Battery ownership, driver classification and state incentives pulled in three directions. We built a structure that satisfied all three.
- Insight
Public Policy ·
How to be useful to a regulator drafting rules about you
Consultation responses that read like lobbying get discounted. The ones that get adopted look like drafting help.
04 — Clients & reviews
In the words of the people we act for.
They read our product roadmap before they read the regulations. The advice came back as a sequencing plan, not a risk register.
Aarav SethiCo-founder & CEO, Lumen Pay Three law firms told us the structure was risky. Clarié told us which two changes would make it defensible, and drafted them that week.
Nandita RoyGeneral Counsel, Verdant Mobility Commercially fluent and genuinely fast. In a contested merger review that combination is the whole game.
Michael TanPartner, Northbridge Capital
Selected clients
- Lumen Pay
- Verdant Mobility
- Northbridge Capital
- Halcyon Health
- Meridian SaaS
- Orbit Games
- Terrace D2C
- Vayu Energy
- Ardent Realty
- Kirana Logistics
- Signal Media
- Foundry Works
05 — Contact
Tell us what you are building.
A partner reads every enquiry. Expect a reply within one working day, with a view — not a brochure.
- hello@clarielaw.com
- Offices
- New Delhi · Bengaluru · Mumbai